Life Insurance & Disability Income Planning

It is important to us that you have insurance to reduce the likelihood of major financial losses from disability, nursing home costs, large medical expenses and loss or destruction of your property. We can assist you in reviewing your existing policies and coverage, including employer-provided coverage, to assure that you have your desired coverage. Additionally, we ensure that your coverage is the most effective available.  Our independence allows us to offer you the company which best fits your needs.  We work with specialists who can review your current policies and recommend alternatives.

Life insurance and disability income insurance are very important when it comes to protecting your family with either a lump sum payment or an income replacement for as long as you are disabled.  Life insurance comes in many forms with many features; it can be a valuable tool for estate planning and also as a retirement savings vehicle.